For Buyers

Find the right home, including the ones that never reach the public sites

A good share of the homes here trade before they ever go public. Owners with tenants, owners who want privacy, owners testing a number. Those move agent-to-agent. My buyers hear about them first, and they’re underwritten and ready to write when it happens.

Two things most buyers do not get

Your advantage

I read the loan behind the offer

  • More than two decades in mortgage before I sold my first house
  • Fully underwritten before we tour, so a seller can see your offer will fund
  • Terms built to hold, deposit, contingency periods, close date, and a rent-back when the seller needs time to move
  • A straight answer on what a home is worth to you, before you write rather than after

Why the highest offer is not always the one I recommend

Run the numbers
Off market

Access to off-market homes

  • Serious buyers on my private list often hear about a home before it ever goes public
  • Through my network of sellers and agents, you’ll hear about homes early, some before they reach the public sites
  • Private showings by appointment, on your schedule, no open-house crowds required
Join my off market list
How it goes

From first search to keys

1. Set the target

  • Areas, beds, must-haves and deal-breakers, and the monthly payment you’re comfortable with, not the maximum you qualify for.

2. Get underwritten

  • Full underwriting, not a pre-qual. It’s what lets us shorten the loan contingency, and it’s often what wins the house.

3. Read, then write

  • Disclosures, inspection reports and preliminary title reviewed before we offer, then terms the listing agent can recommend accepting.
Start here

Tell me what you’re looking for

Two minutes now saves you weeks of listings that were never going to work. I’ll come back with what fits, including homes that haven’t gone public.

See the Privacy Policy.

Rather talk it through? Call or text me at (650) 861-1887.